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Your Name
Your Address
Date:
Re: list of creditor agency and account numbers of each
Credit Bureau Name
Credit Bureau Address
Dear Sir/Madam,
This is a formal letter of complaint against the inaccurate credit information on my credit report. The above referred accounts were included in my bankruptcy instead of showing as ‘charge-offs’, 'past due’ or ‘late’. These incorrect listings have lowered my credit score considerably and it is also preventing me from buying a home.
With this letter is enclosed a copy of my bankruptcy discharge papers as proof. Please take a note of the dates.
Please correct your records at the earliest.
Sincerely,
Your Signature
Your Name
Enclosure:
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